CARPENTERS INSURANCE: You Know The Risks. Or Do You?
You don't need to be told about the risks of being a carpenter. Whether you got it from a teacher or from painful experience, you discovered early on that tools which are sharp enough to cut through wood and tools that are heavy enough to drive in nails can cause nasty injuries.
But what about the risks of being in business as a carpenter? No matter how careful you are, accidents happen. And one could be enough to threaten your livelihood if you're not covered by carpenters insurance.
If you have a workshop, it may seem like a safe enough place to you. But you're used to it. What if a client visits for the first time and injures himself by tripping over something left on the floor or putting his hand down on something sharp?
Incidents like these, which can happen all too easily, can lead to claims for substantial damages. After all, with so many legal firms offering their services on a 'no win, no fee' basis, who wouldn't make a claim?
And that could leave you facing hefty legal bills and an even heftier compensation payment. Without carpenter insurance cover which includes public liability insurance, you could be out of business and worrying about the loss of everything you've worked for.
There are other risks too. Expensive tools have a habit of getting lost, damaged or stolen - and, typically, at just the wrong time. What if you can't afford to replace them immediately? There could be costly delays to the job. But if your carpenters insurance includes tools and equipment cover, your problems are solved.
And don't forget that if you have anybody working for you - even on a casual basis - you'll need employers' liability insurance as part of your carpenter insurance package.
Simply follow this link to find the best insurance for carpenters
