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ELECTRICIAN INSURANCE: Don’t Let Everything You’ve Worked For Go Up In Smoke

You’ve put in the hours to get the qualifications you need to work as an electrician. And you’re probably putting in even more hours to build up your business and create the lifestyle you aspire to. The last thing you want is to see all that effort go to waste, let alone see all that you’ve achieved already go up in smoke.

Which it could if you don’t have electrician insurance.

No matter how well qualified you are, no matter how experienced you are, accidents happen and mistakes get made. It’s true for all of us. The problem for you, as an electrician, is that your mistakes could have some pretty serious consequences.

Faulty wiring or inadequate insulation can lead to fires and electric shocks. Or to put it bluntly, people can be seriously injured and property can be extensively damaged. And if that happens, you’re likely to find a substantial claim for damages being made against you.

Without electricians insurance - specifically electricians insurance that includes public liability cover - you could find everything you’ve worked for put at risk as you struggle to find the money to pay a hefty compensation award and some equally hefty legal bills.

So for your own peace of mind, a good electrician insurance package is something you can’t afford to be without.

Apart from public liability cover, are there any other insurances your package should include? Well, if you employ any staff, you’re required by law to have employers’ liability insurance. And if you’ve invested in any expensive tools and equipment, you might well want to protect those against loss or damage too.

Simply follow the link to find the insurance for electricians that’s right for you and your business.

 
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ELECTRICIAN INSURANCE

Our electrician insurance scheme offers comprehensive protection to UK electrical contractors and domestic electrician engineers.

With prices starting from just £60.00 per annum why not get your electrician insurance here today? It takes just a few seconds to get a quote, so why not compare our prices and see how much money we can save you.

We all know that dealing with electricity is potentially dangerous so it's important your business has adequate insurance. Failure to have suitable electricians insurance cover could quite literally close your business in a flash.

Public liability insurance for electricians protects your business against property damage & accidents to customers or members of the public. So say if a negligence claim is made against you for leaving a live wire exposed which results in a customer electrocuting themselves & suffering injury - it will cover any compensation payments as well as legal fees. We offer three levels of public liability cover from min £1million to max £5 million.

Of course if you employ staff, sub-contractors or apprentices you'll be well aware that it is a legal requirement to have employers liability insurance. (minimum of £5,000,000). We offer £10,000,000 employers liability insurance, to cover claims if one of your employees are injured or falls ill at the workplace.

As an electrician, you will of course carry various tools and equipment which can get damaged, lost or stolen. Our tools equipment insurance for electricians covers the cost of replacing these tools, (within policy limits) thereby minimising disruption to your business.

Overall our Electrician insurance scheme is designed to take the stress and worry about running your business. Underwritten by Brit Insurance, our policies guarantee the highest level of financial support if things go wrong. To learn more about our electricians liability insurance please contact our customer services team on 03333 211403.

22-Sep-2010 Category: Article, Insurance for Electrician by Electrician Insurance Brokers

ELECTRICIAN INSURANCE: Insulate Yourself From The Shock Of Being Sued

 And it certainly would be a shock if you’re working without electrician insurance.

Imagine this scenario. You’re at a critical point in a re-wiring project at Mr A’s house. Your mobile rings. It’s another customer, Mrs B, and she’s a difficult one. After you’ve been on the phone for 10 minutes, you realise if you want to get paid you’d better get round to see her straight away. So off you dash, shouting to Mr A that you’ll be back later, and...

...forgetting you’ve left a live wire exposed.

Now, if Mr A or a member of his family gets a shock, so will you. He knows his rights and he knows he’s got a very good case against you. Result? Huge legal bills and, quite possibly, a hefty compensation award. Enough to put everything you’ve worked for at risk.

But with an electricians insurance package, one which includes public liability insurance, you’ll be protected from the financial disaster that can so easily follow from simple mistakes and oversights.

If you also include tools and equipment insurance, you’ll avoid the cost and some of the disruption if vital items in your toolbox get damaged, lost or stolen.

And don’t forget, if you employ anybody to help you out – in whatever capacity – you’re required by law to have valid employers liability insurance.

Insulate yourself from life’s little – and big – shocks. Follow the link to find the best insurance for electricians.

18-Sep-2010 Category: Article, Insurance Electrician by Electrician Insurance Brokers