WINDOW CLEANERS INSURANCE: Keep Your Outlook Bright
Whether you're just starting out or you've been doing it for a while, don't underestimate the risks attached to window cleaning. And don't make the big mistake of imagining you can do without window cleaners insurance.
Thinking you can save money that way could end up costing you more than you can afford.
Consider.Window cleaners can spend a lot of time working at height. And no matter how careful you are, there's always a risk of dropping something. If it hits someone's car - or, even worse, hits the someone - you could be facing a claim for damages.
Similarly with ladders. They can be unwieldy at the best of times. And when you're carrying them around or manoeuvring them, it's all too easy to cause damage or injury.
If you do get sued, and if it's serious enough, you could find yourself liable for the kind of compensation award, plus the legal bills, that could put you out of business and threaten everything you've worked for.
So make sure your window cleaner insurance package includes public liability insurance. That way you'll be covered for the costs of being sued.
If you've invested in a 'reach and wash' system or water-fed poles, you know that you're carrying some expensive kit around. What are you going to do if it gets damaged or stolen? Add tools and equipment cover to your window cleaners insurance and that's one thing you won't have to worry about.
And if you employ anyone to help you, don't forget to make sure that your window cleaner insurance includes employers' liability. It's a legal requirement and there are hefty fines for failing to comply.
Fortunately it couldn’t be easier to get yourself sorted out. So keep your outlook bright. Just follow the link to find the insurance for window cleaners that’s just right for your business.
|