TILERS INSURANCE: Because Taking Care Isn’t Always Enough
As a self-employed tiler, you're good at what you do. (You have to be or you wouldn't get the work). You take every care to do the best job possible. So you might be thinking that you don't really need any tiler insurance. After all, what could go wrong?
Well, just imagine that you're working at a customer's property and you've left your bag of tools on the landing outside the bathroom you're tiling. The customer comes past in a hurry, trips over it and injures herself.
That could lead to a claim for damages. And without the public liability cover that comes with a good tilers insurance package, you'll have to find the money to pay what could be a very substantial compensation award. If you don't happen to have that sort of money tucked away, then everything you've worked for could be at risk.
And remember, with 'no win, no fee' legal services being advertised all the time, people have got nothing to lose. So you could find yourself facing a claim even if you've done nothing wrong.
Suppose another customer decides to sue you,claiming that he'd tripped over a floor tile you hadn't laid properly (even though you had). You'd still be faced with all the aggravation, and quite possibly some very expensive legal costs, involved in defending yourself. But with the right kind of tilers liability insurance, it would all be taken care of.
And don't forget that if business is going so well for you that you've taken on an assistant or a trainee, you'll also need to include employers liability cover in your insurance for tilers. It's not an option, it's a legal requirement, and there are heavy fines for not complying.
So, as you can see, there are some very good reasons for protecting yourself with tiler insurance. The good news is that it’s easy to arrange the cover you need and it costs a lot less than you might think. Just follow the link to find your insurance for tilers.